What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.
Credit scores vary widely across the U.S., according to a study by personal finance firm WalletHub.
Key Takeaways Millennials average a 691 FICO score—though that's solidly in the "good" range, there's room for improvement.By your 40s, you've likely earned a higher score due to a longer credit ...
Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For example, you may have paid off all of your credit card balances last month, ...
The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...