What Is a Good Credit Score?

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the most popular type of score is FICO, followed by VantageScore.

SMA in a credit report: Meaning and impact on your credit score

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individual’s credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the ...

Here's what it takes to achieve an 800 credit score

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

It’s not worth fixating on your credit score. Here's what to do instead

Addressing debt directly, even though it may be uncomfortable, is one of the most effective ways to regain control. This might include applying for a consolidation loan, following a structured ...