Retirement is meant to be a reward for decades of work and saving. But for many, one hidden risk quietly threatens that reward: the risk of experiencing poor investment returns early in retirement ...

That means if you merely start contributing $200 per month, or $6.66 per day, at age 25, you will have $1 million by age 65.

Before you start socking away money for retirement, you'll need to pick an account type. But choose wisely -- because it'll ...