The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Want to say YES to your next vacay without going into CC debt? Check out my mini class, Millennial Money Moves! Ready to ...

Here are some top tips to get the most out of your first credit card: ...

Got your first credit card? Learn essential tips on responsible usage, timely payments, and credit management to build a ...

As tax refunds start to land, consumer finance experts are urging cardholders to move ...

As a personal finance journalist and a credit counselor, people often ask me for credit card advice. And I’m happy to give it! But I find myself sharing the same set of basic facts because they’re ...