One of the great dividing lines in the bond market is between fixed-rate and floating-rate debt. This difference has become especially stark since 2022, as the rise in short-term interest rates ...
Fixed vs Floating Interest Rate: When you take a home loan, generally you have to decide between a floating or a fixed rate of interest home loan. Let me explain it in simple language so you know ...
With the Reserve Bank of India slashing the key short-term lending rate (repo) by 100 basis points from 6.25 per cent to 5.25 per cent in the financial year 2025-26, one of the most important choices ...
Cutting to the chase, we find that 17.5% floating exposure acts to minimise interest rate volatility when compared with a reference of 10yr Fixed. Interest rate costs are also reduced, from 4.5% to ...
Unless your daily driver is a classic Mini, or something of a similar ilk with drum brakes in all four corners, you'll have calipers providing the stopping force each time you hit the brake pedal.