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AD&D insurance provides financial protection, but be aware of exclusions.

Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Insurance is one of the best ways if ...

We’re in the open enrollment period, when people choose what health insurance they’ll have for the next year. But the process ...

How Does Workers’ Compensation Insurance Work? Your email has been sent Correctly calculating workers' compensation premiums is an integral part of payroll. Learn what workers' comp is, how it's ...

Car insurance covers a wide variety of situations to protect you, your vehicle and others. Without car insurance, you could face significant expenses if your car is damaged and even legal ...

Workers' compensation insurance protects your employees and your business when someone is injured on the job. Many, or all, of the products featured on this page are from our advertising partners who ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

How does a rental excess insurance policy work? What is covered and what isn't? Who pays for damage to the hire car and same for third party? What ...

What is a car insurance deductible, and how does it work? If you have ever shopped for auto insurance, you have likely come across the word “deductible” in your policy options. For many drivers, it is ...

If you have ever shopped for auto insurance, you have likely come across the word “deductible” in your policy options. For many drivers, it is one of those terms that they nod along to without truly ...