Plus, how to maintain a strong credit score.

Financial expert shares simple steps to improve your credit score, from managing credit card balances to negotiating with ...

President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Your credit limit isn't just a spending cap — it plays a key role in your credit score and overall financial flexibility. Whether you've just opened a new card or have had the same one for years, ...

Whether interest rates are rising or falling, a high credit score consistently places you in the lowest-risk category in ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

Your credit score quietly decides how lenders see you. Improve it, and loans get cheaper, faster, and easier to negotiate.

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Three little numbers can drastically alter the course of your financial life. Credit scores are a key tenet of American consumer financing1, used by lenders to judge how well an individual can pay ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Forbes contributors publish independent expert analyses and insights. Robert Farrington writes about higher education and student loans. For the first time since the start of the Covid-19 pandemic, ...