Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Cash value life insurance policies provide lifelong coverage combined with an investment account. Whole life, universal life and variable life policies are all types of cash value life insurance. A ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly ...

Ability to pick your premium Other insurance coverage: dental, health, accident protection and vision insurance Financially stable as surveyed by A.M. Best As the Freedom Life Insurance review reveals ...

Legal & General America and Lincoln Financial are the best no-exam life insurance companies, according to our analysis. These companies both offer competitive rates and important coverage features, ...

It's easy to borrow against the cash value of a permanent life insurance policy. There aren't any loan requirements or qualifications (other than the cash value amount available); the funds can be ...