Learn about disability income insurance, including the types, key features, and factors affecting premiums. Discover how to choose and the claims process.

A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...

Should a serious illness or injury prevent you from working on a partial or total basis for an extended period of time, you may be eligible for long-term disability (LTD) benefits, paid by the college ...

Insurance companies often reassess LTD benefits at the two-year mark. A leading disability lawyer explains what you need to ...