While homebuyers should not expect a drastic reduction in mortgage rates in the near term, rates could continue to fall ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.28%. For 20-year mortgage refinances, ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

As of January 2, 2026, the average mortgage interest rate on a 30-year fixed mortgage is 5.99%, while the average rate on a ...

Freddie Mac’s latest Primary Mortgage Market Survey (PMMS) shows the average 30-year fixed-rate mortgage (FRM) fell to 6.15% ...

Mortgage interest rates have dropped to their lowest level in nearly a year. As of September 11, 2025, the average 30-year fixed mortgage rate was 6.35%, according to data from Freddie Mac. That's a ...

Mortgage rates have fallen modestly from their peak above 7% in January. Analysts expect mortgage rates to hold around 6% in 2026, even as the Fed cuts short-term interest rates. Mortgage rates ...

After years of elevated borrowing costs, mortgage interest rates have just taken a sharp turn lower, and homeowners and buyers are taking notice. According to the latest rate data from the Mortgage ...

Mortgage rates for 30-year conforming loans have fallen to 6.33%, with jumbo and FHA loans also seeing declines. Fannie Mae forecasts rates to reach 5.9% by the end of 2026, while the Fed is expected ...

Explore current mortgage rates and what they mean for homebuyers.

Mortgage rates tumbled Thursday to a new 11-month low following a disappointing jobs report and alongside August inflation data, which could shape the Federal Reserve's closely watched interest rate ...