Term life insurance provides a death benefit to beneficiaries for a specified term, such as 10, 15, or 20 years. Learn about ...

Basic life insurance is a simple life insurance policy, often offered as part of a benefits package at a company along with group health insurance, paid time off and more. Companies often offer basic ...

According to the 2024 LIMRA and Life Happens Barometer Study, about 72 percent of all respondents overestimated the true cost of a basic term life insurance policy. This misperception is particularly ...

Two common types of life insurance, term life insurance and whole life insurance, can be useful coverage for many people. However, term and whole life insurance function very differently. Term life ...

Life insurance pays a death benefit to your beneficiaries when you die. AD&D insurance pays a lump sum if you suffer an injury or die due to a cause specified in your policy, such as a loss of a limb ...

In its most basic form, life insurance is a contract between the policyholder and an insurance company that provides a cash payout to a named beneficiary if the policyholder dies under covered ...

“Should I get life insurance?” is a common question many of us ask when enrolling in work benefits, especially if it’s the first time. The answer is that it depends, but for many new graduates ...

Participation in the Group Basic Life Insurance plan is a condition of employment. The policy provides group term insurance to all eligible employees. There is no cash value upon termination, however, ...