CIT’s Platinum Savings account pays 3.75% APY on balances of $5,000 or more. If your balance dips below $5,000, it earns a paltry 0.25% APY. If you tend to carry high balances — at least $5,000 — this ...

Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, marketing, and the impact of technology on contemporary arts and culture.

Money market accountsMMAs often come with checks and a debit card that you can use a few times a month. You probably won’t get that from a high-yield savings account. MMAs are handy if you want to get ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

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What is involved with endorsing a check? Endorsing a check involves the named recipient of the check signing their name to the back of the check in the spot indicated for endorsement. The act of ...