As if owning a home wasn't a big enough expense already, homeowners insurance rates are soaring to new heights. Average premiums hit $2,802 per year in July 2025, according to a new report from ...

Leslie Ventura is an award-winning journalist from Las Vegas, currently living in Chicago, IL. With more than 10 years of professional writing experience, she has covered everything from arts and ...

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How Do Home Insurance Deductibles Work? After you file a claim, the home insurance company reviews the loss and offers a claim payment minus the deductible amount. Imagine you have a $1,000 deductible ...