A TransUnion study predicts moderate growth in credit card balances and stable delinquency rates in 2026. According to the ...

In October, consumer use of revolving credit outpaced their use of nonrevolving credit, which increased at a 1.2% annual rate ...

Adam has interviewed over 1,000 finance experts since joining the CardRates team in 2016. He spearheads industry news coverage related to helping consumers achieve greater financial literacy and ...

Ray Fitzgerald has more than a decade of journalism experience, writing for national media outlets, including the Miami Herald and Investment Times. Ray is passionate about traditional and alternative ...

Brittney is a Credit Strategist and Finance Expert who has spent years honing her knowledge of the credit industry both personally and professionally. Brittney applies her more than a decade of ...