Press Ctrl+; to insert the current date. Press Ctrl+Shift+; to insert the current time. Press Ctrl+; > Space > Ctrl+Shift+; ...

=LET (Spend,SUMIF (T_Budget [Category],E2,T_Budget [Cost]),IFS (Spend>F2,"Over budget",Spend=F2,"Budget hit",Spend> (F2*0.9),"Near budget",TRUE,"Within budget")) Let's break the formula down to ...

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