When it's time for a new credit card or if you're financing a large purchase, you need to know your debt-to-income ratio.

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.33%, according to the Mortgage Research Center. On a ...

A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check ...

Five benchmarks can help you determine how well you're progressing toward financial goals. Here's what you need to measure to evaluate success.

The U.S. 30-year fixed mortgage rate averaged 6.19% during the week ending on Dec. 4, according to the latest Freddie Mac Primary Mortgage Market Survey. That's a drop of .04 points from the week ...

While taking a personal loan, it is important to choose the optimum tenure. If the tenure chosen is longer than required, the borrower will end up paying more interest. If the tenure chosen is shorter ...

SoFi reports refinancing a mortgage replaces an old loan with a new one, potentially offering better terms, but costs must be ...

Better reports that 50-year mortgages could lower monthly payments for buyers but lead to significantly higher interest costs ...

Dave Ramsey told a 45-year-old Chicago woman with four university degrees, a $115,000 salary and $628,000 debt that she fell ...

Small oversights can turn an easy loan into years of financial stress. Understanding the fine print before you borrow can ...

The ultimate risk tolerance formula centers on regret. Rate how strongly you regret missed opportunities on a scale of 1 to 10, then rate how strongly you regret losses. Subtract the regret-for-loss ...